Category: Dictionary

Ah, the Annual Percentage Yield (APY)—it sounds so official, doesn’t it? Like something you’d hear during a late-night infomercial on investment hacks that promises to multiply your savings. But before you let your mind wander into the world of get-rich-quick schemes, let’s break down APY so that you, the investor, can understand exactly how much […]

Annual General Meeting (AGM): Why Every Investor Should Care About This Company Ritual Alright, fellow investor—let’s talk about one of those corporate rituals that might not involve dancing, but definitely has its own kind of drama: the Annual General Meeting (AGM). At first glance, you might think the AGM is just a boring corporate event […]

Alright, let’s talk about a curious little term that sounds more like something you’d hear in a high school biology class than in the world of investing: animal spirits. But don’t let the name fool you—it’s a big deal in the investment world. In fact, understanding the concept of animal spirits could give you a […]

Alright, picture this: You’re an investor, and you’ve just heard about something called an amortization schedule. You might have a vague recollection of the term from your high school finance class (or maybe that was just me who barely stayed awake during that lesson), but now it’s time to get serious. What does it actually […]

If you’ve ever glanced at a company’s financial statements and thought, “What exactly are all these intangible assets and why are they being amortized?”—well, you’re not alone. Amortization of intangibles is one of those financial concepts that can seem a bit hazy, especially when you’re an investor looking to make sense of a company’s bottom […]

If you’re an investor who likes to get the most out of your bond investments—without the drama of constant stock market swings—then you might have already come across the concept of amortizable bond premium. And while it may sound like a fancy term for some sort of high-end luxury bond (hey, we can dream), it’s […]

When you think of options trading, you probably imagine a Wall Street trader frantically making calls, chasing opportunities, and trying to time every move like a hawk. Well, if that sounds like a bit too much excitement, or if you’re more of a “play it safe” kind of investor, there’s a special type of option […]

Altman Z-Score: The Financial “Mood Ring” for Investors Imagine you’re at a party, and you meet someone who claims they’re a really good dancer. You’ve got your doubts—maybe they’ve been practicing in front of the mirror, or maybe they’re one too many drinks in. But you need a quick way to tell if they’re genuinely […]

Let’s face it: traditional investments like stocks and bonds are nice and all, but sometimes they can feel a little… well, boring. It’s like showing up at the party wearing the same black dress as half the room. Sure, it’s reliable, but it doesn’t exactly scream “innovative.” Enter alternative investments—the investment world’s equivalent of the […]

You know that feeling when you lend someone money, and they promise they’ll pay you back, but deep down, you’re not holding your breath? Well, in the world of investing, businesses feel that way about some of their loans and receivables, too. The difference is, they don’t just ignore it and hope for the best—they […]